SERVICE & FEES
ONGOING FINANCIAL PLANNING
We charge $4,800 a year for the ongoing financial planning service that generally covers the following planning topics. The first year is billed 25% upfront and the remainder due and payable monthly in arrears, starting from the 4th month. For the second year and beyond, the annual fee is billed monthly. We will revisit the fee every year. Investment management is optional.
Cash Flow & Budgeting
Estate Planning
Tax
Planning
Equity Compensation
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Investment
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Education
Planning
Insurance Review & Analysis
Retirement
Planning
INVESTMENT MANAGEMENT
Your investment portfolio is the engine of your financial journey. We use a broadly-diversified, tax-smart and transparent investing approach to construct your investment portfolio. We don't believe in individual stock picking and timing the market. We utilize different investment vehicles (mutual funds, ETFs, Alternatives, Separately-Managed-Accounts and etc.) and asset classes to construct your portfolios. The customized investment portfolio will reflect your risk profile, investment objectives and values.
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We designed our investment management service as an add-on to our ongoing financial planning clients with an account size over $480,000. For financial planning clients who are not utilizing our investment management services, we are able to provide one-time/ongoing guidance and advice on the investment portfolios.
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tax preparation
We provide Income Tax Return Preparation services to our clients, with a base fee starting at $450. This includes the preparation of one Federal tax return and one State tax return.
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Our final fee is determined by the complexity of your unique tax situation. All fees for tax preparation will be clearly agreed upon at the beginning of the engagement. For cases that require specialized expertise, we may refer clients to our trusted network of experienced tax professionals.
project based FINANCIAL PLANNING
We see financial planning as a dynamic and evolving journey and firmly believe that effective and attentive financial planning should be affordable and within reach of professionals and families at different stages of their lives. Understanding that not everyone is ready for the recurring costs of ongoing financial planning and investment management, we offer a more flexible, project-based approach. This option is designed to provide you guidance and advice at your own pace and comfort level.
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We charge a rate of $300 per hour for project-based financial planning services. We work with you to define and establish the project's scope, whether it's a one-time financial plan or special planning project focusing on particular topics. The assessed fees will be clearly outlined and agreed upon in the advisory agreement prior to engagement.